With Earnings that add up with every purchase, redeeming toward your new GM vehicle1 can be closer than you think.
When you’re ready to buy your new car, truck or SUV, just head to your local Chevrolet, Buick, GMC or Cadillac dealership and follow the easy steps below.
How to redeem your Earnings toward a new Chevrolet, Buick, GMC or Cadillac:
Choose Your Vehicle
When you're ready to redeem your Earnings on the new GM vehicle you've been wanting, just head to your local Chevrolet, Buick, GMC or Cadillac dealership to start shopping.
Agree On A Price
Once you've found the vehicle you want, take advantage of eligible GM offers and incentives, and agree on your best price with your dealer.
Deduct Your Earnings
After you've agreed on your best price, tell your dealer you want to use your Earnings. It’s easy – they’ll deduct your Earnings from the purchase price for you.
Drive Your Dream Vehicle
Your BuyPower Card is the key to the new Chevrolet, Buick, GMC or Cadillac vehicle you want.
A few of the ways Cardmembers are redeeming Earnings:
Lower Your Payments
Use your Earnings for a down payment, or redeem against the purchase price to lower your monthly payments. The BuyPower Card gives you the choice to apply your Earnings where you want them the most.
Get Behind The Wheel Sooner
Your savings add up quickly when you're getting 5% Earnings on your first $5,000 in purchases every year, then unlimited 2% Earnings on purchases after that. And unlike some other cards, your Earnings don't expire.
Upgrade Your Vehicle
You can use your Earnings to add options at the time of purchase that will make your GM vehicle stand out as your very own. Add extra options such as leather seats, premium sound system, all-weather floor mats, and more.
Purchase APR: 0% intro APR on Purchases for the first 12 months, after that, a variable rate of 15.15%, 19.15%, 22.15% or 25.15%, based on your creditworthiness. Transfer APR: a variable rate of 15.15%, 19.15%, 22.15% or 25.15%, based on your creditworthiness. Cash Advance APR: 27.15% variable. APRs will vary with the market. Cash Advance Fee: greater of 3% of cash advance; not less than $10. No Minimum Interest Charge. Credit approval required. Read full Rates & Disclosures.
The marks of General Motors, its divisions, slogans, emblems, vehicle model names, vehicle body designs and other marks appearing in this document are the trademarks and/or service marks and/or copyrighted property of General Motors LLC, its subsidiaries, affiliates or licensors.
Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.
Capital One, N.A. is the issuer of the BuyPower Card. General Motors ("GM") is responsible for the operation and administration of the Earnings Program.
Earnings/Rewards are earned on purchases only. The BuyPower Card Earnings Program is subject to the Program Rules. BuyPower Card Earnings may not be used with fleet vehicle incentive programs or with some other offers and discounted sale programs, such as the GM Employee Discount Program, GM Company-Owned Vehicle Discount, and GM Supplier Discount Program. Other exclusions may apply.