BuyPower Card®—FAQ

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Frequently Asked Questions

These FAQs apply to new BuyPower Cardmembers only. If you are a current GM Card or BuyPower Cardmember, please sign in to view the Program Rules and FAQs applicable to your account, or call the number on the back of your card.

About the BuyPower Card

BuyPower Card Earnings

BuyPower Card Account

BuyPower Card

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BuyPower Card at-a-glance

Card Type World Elite Mastercard

5% Earnings on your first $5,000 in purchases every year, unlimited 2% Earnings on purchases after that

Redeem Earnings toward a new Chevrolet, Buick, GMC or Cadillac vehicle1

Introductory APR 0% intro APR on Purchases for the first 12 months
Purchase APR After introductory period, 14.9%, 18.9%, 21.9% or 24.9% variable APR
Transfer APR 14.9%, 18.9%, 21.9% or 24.9% variable APR
Annual Fee No Annual Fee
Additional Rates & Disclosures

Purchase APR: 0% intro APR on Purchases for the first 12 months, after that, a variable rate of 14.9%, 18.9%, 21.9% or 24.9%, based on your creditworthiness. Transfer APR: a variable rate of 14.9%, 18.9%, 21.9% or 24.9%, based on your creditworthiness. Cash Advance APR: 26.9% variable. APRs will vary with the market. Cash Advance Fee: greater of 3% of cash advance; not less than $10. No Minimum Interest Charge. Credit approval required. Read full Rates & Disclosures.

The marks of General Motors, its divisions, slogans, emblems, vehicle model names, vehicle body designs and other marks appearing in this document are the trademarks and/or service marks and/or copyrighted property of General Motors LLC, its subsidiaries, affiliates or licensors.

Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

Capital One, N.A. is the issuer of the BuyPower Card. General Motors ("GM") is responsible for the operation and administration of the Earnings Program.


Earnings/Rewards are earned on purchases only. The BuyPower Card Earnings Program is subject to the Program Rules. BuyPower Card Earnings may not be used with fleet vehicle incentive programs or with some other offers and discounted sale programs, such as the GM Employee Discount Program, GM Company-Owned Vehicle Discount, and GM Supplier Discount Program. Other exclusions may apply.