BuyPower Card®—Details

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BuyPower Card

The BuyPower Card comes standard with lots of great benefits.

Get Earnings that help you save toward a new1 Chevrolet, Buick, GMC or Cadillac vehicle with every purchase.

Card Highlights:

  • Get 5% Earnings on your first $5,000 in purchases every year, and unlimited 2% Earnings on purchases after that
  • Redeem toward a new Chevrolet, Buick, GMC or Cadillac vehicle
  • Your Earnings don’t expire as long as your Account is open, and there's no limit on how much you can earn or redeem
  • For an even better value, use your Earnings on top of your best agreed-upon price and most current GM offers and incentives
  • No annual fee
  • World Elite Mastercard® benefits

Card Type:
World Elite Mastercard



Introductory Purchase APR: 0% intro APR on Purchases for the first 12 months
Purchase APR: 15.15%, 19.15%, 22.15% or 25.15%  variable APR
Transfer APR: 15.15%, 19.15%, 22.15% or 25.15% variable APR
Cash Advance APR: 27.15% variable APR

Grace Period:

25 days

Annual Fees

Annual Fee:

Annual Fee:                      $0

Usage Fees

Usage Fees:

Transfer Fee:              $0 
Foreign Transaction Fee: $0
Cash Advance Fee: 3% of cash advance; not less than $10

Penalty Rates and Fees

Penalty Rates and Fees:

Return Payment Fee: Up to $25                     
Late Payment Fee: Up to $38
Penalty APR: 31.65%

World Elite Mastercard® Benefits2

$1 Million Travel Accident Insurance
$1 million of coverage for you and your family against Accidental Death or Dismemberment if you purchase common carrier travel tickets with your BuyPower Card.

MasterRental® Insurance/CDW  
Pays for covered damages (physical damage and theft) to a rental vehicle when your BuyPower Card is used to initiate and pay for the entire rental transaction and coverage through the rental company is declined.

Concierge Service
Enjoy personal assistance with dinner and event reservations, tickets, locating hard-to-find items, and buying and delivering gifts.

Extended Warranty
Doubles the original manufacturer's or store brand warranty for up to one year when you pay with your BuyPower Card.

Identity Theft Resolution Services with Wallet Protection
Assists you with credit bureau notification and credit card replacement, and provides you with an ID Theft Affidavit should you become the victim of identity theft.

Mastercard® Global ServiceTM
Get emergency assistance virtually anytime, anywhere, and in any language. Includes Emergency Card Replacement.

Price Protection
Should you find a lower price for a new item within 60 days of a purchase using your BuyPower Card, you may be reimbursed for the price difference.

Trip Cancellation Insurance
Provides reimbursement for you and your family if your trip is interrupted or canceled due to a covered event and tickets were purchased with your BuyPower Card.

Mastercard® Travel Services
A suite of complimentary benefits, upgrades, VIP status and premium travel offers from best-in-class travel companies. World-class travel advisors address your specific interests and provide complimentary travel planning to deliver memorable travel experiences.

Mastercard® Airport ConciergeTM
Arrange for a personal, dedicated Meet and Greet agent to escort you through the airport on departure, arrival or any connecting flights, 24/7/365 at over 450 destinations.

Priceless® Cities Offers
Exclusive experiences and offers in some of the most exciting cities around the world, exclusively with your Mastercard.

MasterAssist® Travel Assistance Services
Travel-related assistance services 24/7, including Emergency Medical & Legal Referrals, Lost Document & Ticket Replacement Assistance, and Tracing & Redirecting Lost Luggage.

Purchase APR: 0% intro APR on Purchases for the first 12 months, after that, a variable rate of 15.15%, 19.15%, 22.15% or 25.15%, based on your creditworthiness. Transfer APR: a variable rate of 15.15%, 19.15%, 22.15% or 25.15%, based on your creditworthiness. Cash Advance APR: 27.15% variable. APRs will vary with the market. Cash Advance Fee: greater of 3% of cash advance; not less than $10. No Minimum Interest Charge. Credit approval required. Read full Rates & Disclosures.

The marks of General Motors, its divisions, slogans, emblems, vehicle model names, vehicle body designs and other marks appearing in this document are the trademarks and/or service marks and/or copyrighted property of General Motors LLC, its subsidiaries, affiliates or licensors.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.


Earnings/Rewards are earned on purchases only. The BuyPower Card Earnings Program is subject to the Program Rules. BuyPower Card Earnings may not be used with fleet vehicle incentive programs or with some other offers and discounted sale programs, such as the GM Employee Discount Program, GM Company-Owned Vehicle Discount, and GM Supplier Discount Program. Other exclusions may apply.


Certain terms, conditions and exclusions apply. See your World Elite Guide to Benefits for the complete program details.